PERLATIHAN MANAJEMEN RESIKO BAGI KOPERASI SIMPAN PINJAM/UNIT SIMPAN PINJAM DI KOTA SURAKARTA

Paulus Wardoyo(1*), Endang Rusdianti(2),

(1) Univeristas Semarang
(2) Univeristas Semarang
(*) Corresponding Author

Abstract


Cooperatives are one of the pillars of the Indonesian economy aimed at promoting the welfare of members and society. The dominant forms of cooperatives in Surakarta City are the Savings and Loans cooperative (KSP) and the Savings and Loans Unit (USP) whose activities are similar to Rural Banks, but in practice it turns out that they lack the precautionary principle and risk management. The scope of KSP / USP is very limited because it can only accept deposits or provide loans to members / prospective members. The implementation of this service is in the form of risk management training so that KSP / USP management can increase knowledge about the importance of the precautionary principle in its management. Implementation method of service through training for 2 (two) days in collaboration with the PPUPIK-PPKU Semarang University and the Surakarta City Cooperatives & SMEs Office. The result of dedication is the increase in understanding and ability of the management in managing the risk of deposit and lending activities, for example in calculating and converting interest rates, as well as in establishing reserves for uncollectible loans, analyzing and binding credit agreements.

Keywords


risk management, savings and loan business, savings and loan cooperatives

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References


Ghozali, Imam, 2012, Manajemen Resiko Perbankan dengan Pendekatan VaR, Badan Penerbit UNDIP, Semarang

Greuning, Hennie Van; Sonja Brajovic Bratanovic, 2011, Analisis Resiko Perbankan, Penerbit Salemba Empat, Jakarta

Peraturan Menteri Kop & UKM Nomor :15/Per/Men.KUKM/IX/2015 sebagaimana diubah dengan Peraturan Menteri Koperasi & UKM Nomor : 02/Per/M.KUKM/II/2017 tentang Usaha Simpan Pinjam

Peraturan Deputi Bidang Pengawasan Kementrian Koperasi & UKM No 06/Per/Dep.06/IV/2016 tentang Pedoman Penilaian Kesehatan KSP & USP

Soedarto, 2007, Manajemen Resiko untuk BPR, PT Palem Jaya, Jakarta

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DOI: https://doi.org/10.24071/aa.v1i2.1757

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e-ISSN: 2620-5513; p-ISSN: 2620-5505

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